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Debt Validation

Your guide to demanding proof of debt under the Fair Debt Collection Practices Act (FDCPA).

Debt Validation Letter: How to Demand Proof of Debt

Your complete guide to debt validation letters under the FDCPA. Learn when and how to demand proof that a debt collector actually has the right to collect from you.

10 min readRead article

Pay for Delete Letter: How to Negotiate Removal of Collections

Learn how to write a pay for delete letter to negotiate removal of collection accounts from your credit report in exchange for payment.

11 min readRead article

Cease and Desist Letter to Debt Collectors: How to Stop the Calls

Learn how to write a cease and desist letter to stop debt collector calls. Includes template, legal rights, and what happens after you send it.

9 min readRead article

Debt Validation and Collections Defense Playbook

Your comprehensive playbook for fighting invalid debt collection. Learn debt validation letters, FDCPA rights, pay-for-delete strategies, and how to remove collections.

23 min readRead article

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